I’ve been involved in the financial planning industry since my university days, where I got my start at Royal and Sun Alliance during summer breaks. I spent my time calculating final salary scheme transfer values and conducting maximum funding checks on pension schemes. It’s hard to imagine now, but back then pension funds were sometimes checked to see if they had too much money! While it might not sound thrilling, it was an engaging and valuable introduction to the world of pensions administration.
Since 1999, I’ve been advising clients, navigating through events like the dot-com bubble burst and Brexit. These experiences have reinforced the importance of adaptability—understanding that there’s always something unexpected around the corner. At Cannizaro Wealth, we believe that financial plans need to be flexible, and we work closely with our clients to help them adjust to life’s changes. With over 25 years of experience, my goal is to make every client feel valued, offering tailored, fee-based services that cater to their specific needs.
I have been advising clients on financial planning and investment strategies since 1999, most recently serving as Head of Wealth Planning at Credit Suisse (UK). After more than two decades working within private banking, I chose to establish my own practice in order to provide truly independent advice – both from a strategic financial planning perspective and when selecting the most appropriate investment solutions.
Over the years I have worked with a wide range of clients, including finance professionals, business owners, family offices and individuals managing inherited wealth. My approach combines careful financial planning with thoughtful investment selection, ensuring each strategy reflects a client’s personal goals, risk profile and long-term ambitions. I work closely with clients and their existing advisers to deliver practical, clear and well-structured advice.
My interest in financial planning began while studying Economics at A-level, where I first became curious about how individuals make financial decisions. I later studied Health and Human Sciences at Durham University, developing a broader understanding of human behaviour and the factors that influence decision-making.
During my studies I gained experience with the Money Maze Podcast, where I was exposed to many of the leading voices in the financial sector. After graduating, I worked with LEVRA, a human-skills educational technology company, and continue to serve on its Young Professional Advisory Board. At Cannizaro Wealth, I believe thoughtful financial planning plays an important role in helping people make confident decisions about their future.
Cannizaro Wealth was set up with transparency in mind. The one area of finance within all our control are the costs. These should be competitive, clear and reviewed constantly.
Many firms say they are fee based, but when it comes to ongoing charges, they revert to the percentage model. We do not.
Fee based at outset – Starting at £4,660 fee depending on complexity
Fee based implementation – circa £700
Fee based ad hoc advice - Starting at £3,000, fee depending on complexity
Fee based Annual ongoing advice – Starting at £3,120 per annum, time costed fee depending on complexity
What could be simpler? (well, it could be, but the rest of the industry does not follow our lead on fees (yet!))
We are yet to change the industry charges so the fees for the investments we recommend will be percentage based, but we will try to 'smash the system'.
cannizaro@cannizaro.co.ukCannizaro Wealth Management (MGM) Limited is registered in England and Wales with registration number 14352163. Cannizaro Wealth Management (MGM) Limited is authorised & regulated by The Financial Conduct Authority, reference number: 989627.
If you wish to register a complaint, please write to michaelmartin@cannizaro.co.uk or telephone 07818 415670.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you maybe entitled to refer it to the Financial Ombudsman Service or by contacting them on 0800 0234567
